Assurena Insurance Agency is an independent insurance brokerage agency that carries some of the best coverage options in the entire New USA.

Our Contacts

88 Centre Street North,
Toronto L4W 1C9
+1 (419)-507-0468
+1 (213)-345-0468

Working Hours

9.00 - 5.00
8.00 - 5.00
8.00 - 5.00
8.00 - 5.00
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Family Defender™

U.S. Legal Services’ Family Defender™ is designed to protect you and your family through a wide range of legal services. Our plan covers personal legal matters, including, but not limited to, estate planning, immigration, divorce, child support, child custody, traffic violations, debt, civil law, elder law, and more.

What Is Group Legal?

Group legal benefits is sometimes referred to as legal insurance, legal benefits, group legal services insurance, voluntary legal benefits, or prepaid legal insurance. 

No matter the term, they all deliver the same thing—access to legal help. With U.S. Legal Services, that legal help is affordable, reliable, and there when you need it most. 

Why Enroll in Group Legal 

When your employees have access to a legal benefits plan, they are empowered to effectively manage many of the legal and legal-related aspects of their lives.

They can connect with qualified attorneys near where they live or work, and can more easily access legal assistance and representation. When your employees know they have this level of legal support, it can be a huge relief that allows them to refocus on their work rather than their legal concerns.

A group legal plan option can close the gap for people who do not qualify for legal aid but can not afford a legal consultation costing hundreds of dollars an hour.

Offering a legal plan can reduce your employees’ stress and financial strain, and provide them a low-cost option to manage their legal and financial needs.

The U.S. Legal Services Advantage:

Extensive Experience
We have served both large and small organizations across industries including finance, education, government, healthcare, unions, associations, and everything in between. Using case specifics, we take great care in matching each member with their own dedicated and highly qualified attorney.

Member Resources
Via our Member portal, all members receive immediate access to more than 10,000 templated and state-specific legal forms, will preparation services, power-of-attorney services, and more.

Affordable Coverage
Most of our plans cost less than $1 per day—we pay 100% of attorneys’ fees for all covered services.

Financial Benefits and Identity Restoration Services
Our financial benefits include discounted tax preparation services and no-cost phone consultations with Certified Credit Counselors on matters ranging from credit counseling and budgeting to retirement planning and more. We also offer fully managed identity theft restoration services.

Group Legal Plans For Employers

As an employer, retaining a committed and dedicated workforce is what keeps you at the cutting edge of your industry.

Offering group legal benefits to your employees at no additional cost to you adds to the peace of mind of your employees.

It is impossible to know when a legal matter may unexpectedly arise, however, by offering a group legal package, you can reduce employee stress and financial strain and provide a low-cost option to manage legal and financial needs resulting in decreased turnover and increased productivity.

Learn more about U.S. Legal’s group legal plans and how we can help by submitting a request form or giving us a call at 1-800-356-LAWS(5297).


What is the Family Defender™ Legal Benefits Plan?

Family Defender™ is a voluntary benefits plan that employers can offer their employees to help them afford the most commonly needed legal services. This is the first product we created at U.S. Legal Services, and it's designed to fill the financial gap for people who don't qualify for legal aid but can't afford to pay, say, $300 for a legal consultation or pay an attorney's hourly rate. When you are a member of this legal benefits plan, you have access to preventive law, just like other benefits packages give you access to preventive medicine or dentistry.

What legal services are covered by Family Defender™?

This legal benefits plan covers a wide range of services, from family law to traffic law, and from the creation of wills, living wills, legal trusts and powers of attorneys to addressing personal injury issues, filing bankruptcies, navigating foreclosures and much more. This plan covers families in case of identity theft, as well, and also provides financial wellness services. The most commonly used services include estate planning, family law (including divorce, adoption, child custody and child support) and traffic violations, plus financial issues including bankruptcy and foreclosure.

Which attorneys can members of the plan use?

Think of choosing an attorney from your legal insurance plan as like picking up a phone book and selecting from a list of carefully-vetted local choices. To be included in the Family Defender™ network, an attorney must meet strict criteria, including having at least five years of experience. Attorneys included in the plan must be properly licensed through their states' bar associations, without any complaints or disciplinary history. U.S. Legal Services vets attorneys annually and, over the past 40 years, we have developed a significant network of qualified attorneys from across the country to serve our members. Network attorneys are available in most states in the United States and we continue to expand that network. Call 1-800-356-5297 if you are a member and need assistance in choosing a network attorney.

How much does a member pay and what does it cover?

Specifics vary based upon the specific plan chosen by a company. In general, a member pays around $20 monthly with U.S. Legal services paying 100 percent of all attorneys fees for covered issues. This includes consultation calls and in-office visits. If your company already offers Family Defender™, please check your specific plan and its coverage for exact details and contact us with any questions by calling 1-800-356-5297 or emailing us through our contact page.

How do employees benefit from Family Defender™?

Employees benefit from this legal insurance by having peace of mind, knowing that legal assistance is accessible at an affordable price. If and when legal help is needed, it's available, right at hand, regardless of the person's income or assets. This can provide a huge sense of relief and allow employees to focus more on their daily activities at work and at home. Stress is reduced with this ready outlet to discuss and address legal issues.

How do employers benefit from Family Defender™?

Employers benefit when they offer legal insurance because their employees are more focused at work, with reduced rates of absenteeism and less wasted time, because they have ready access to attorneys when needed. Stress can be hard on a person's health, so less stress can translate into lower healthcare costs. Plus, when employees resolve a legal issue because of their ready access to affordable legal benefits provided through their workplace, this can help to strengthen employee loyalty to the company. A legal benefits plan can help in recruiting talented employees and retaining a strong workforce, and our plans are easy to administer at no cost to employers. Here's more about how a legal benefits plan can help companies.

As an employer, how can I offer Family Defender™ to employees?

To get started offering your employees this legal benefits plan, simply call us at 1-800-356-5297 to get a quote or contact us online.

If my company offers Family Defender™, how do I enroll?

During the open enrollment period at your workplace, you can enroll in three different ways. You can call us at 1-800-356-5297, or you can enroll online - or you can talk to your company's human resources department or benefits administrator. Once you are a member, we are ready to assist you by answering questions and/or helping you to find a network attorney. You can also access your account online. There, you can research legal topics and even view/create legal forms and wills.

How is a legal benefits plan different from an employee assistance plan?

Employee Assistance Plans (EAPs) sometimes offer a limited form of legal benefits. Usually, they provide access to initial legal consultations and offer legal fee discounts. Family Defender™, though, provides your employees with comprehensive coverage for the most-needed legal services. Fees are actually paid by the plan, whereas EAPs sometimes offer a discount on attorney fees. You can find more information about the differences between legal benefits plans and EAPs.

What financial benefits can members receive from Family Defender™?

Family Defender™ is actually a holistic legal and financial solution for members, with the plan also offering financial wellness services that empower members. They have access to financial planners, as well as to attorneys.

Am I covered by Family Defender™ in case of identity theft?

Our plan portfolio includes the Identity Defender™, a plan enhancement that provides assistance with incidents of identity fraud and identity theft. Identity theft protection is increasingly in demand by employees as a legal benefit because of the growing numbers of identity theft crimes. Just a couple of years ago, more than 13 million Americans were victimized by identity theft criminals, at a cost of $15 billion. Identity theft can affect your ability to get a job, rent an apartment, get a mortgage or a car loan or buy insurance.

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